RedZed

SIZE OF LOAN BOOK A$3.3BN
MAKEUP OF LOAN BOOK 

Residential and commercial mortgages: 100%

GEOGRAPHIC DISTRIBUTION OF LOAN BOOK

Australia: 100%

OUTSTANDING DEBT ISSUANCE

RMBS: A$2.5BN 

About RedZed

RedZed is an established financial services provider in Australia that has focused on serving the self-employed market segment since its inception in 2006. With 17 years of experience in specialist lending, RedZed excels in the origination, underwriting and management of residential and commercial loans to borrowers ranging from clear credit to mild credit impairment.

Having originated more than A$8.1 billion of residential and commercial finance secured by real property and equipment assets, RedZed has an impressive performance track record of consistent below market average arrears. This comes from a deep understanding of the needs and risks of the self-employed segment and a strong track record of prudent underwriting principles, as well as a disciplined collections approach.

RedZed has issued more than A$6.6 billion of debt capital market securities via 17 term securitisations, with more than A$3.1 billion of assets currently under management.

Ownership and capital structure

RedZed is a privately owned company.

Funding strategy

The RedZed funding programme comprises diversified short-term warehouse facilities and long-term securitisation debt issuance through longstanding relationships with domestic and offshore banks and institutional investors. RedZed is a regular risk-retention-compliant issuer and has successfully completed 17 securitisation transactions since 2011. All transactions have been called at the first available call date.

RedZed maintains a regular issuance rhythm of three transactions per year, with the most recent a A$500 million deal in July 2023.

Business performance

RedZed continues to deliver growth with a strong focus on delivering solutions to the self-employed. This positioning, along with an increased distribution model of accepting loans directly or through accredited mortgage origination partners, allows the company control over the type of business it originates that is unique in the Australian marketplace.

FOR FURTHER INFORMATION PLEASE CONTACT:

Chris Wilson
Chief Financial Officer 
+61 3 9605 3500
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Rick Li
Treasurer
+61 3 9605 3500
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www.redzed.com