Laminar Capital
Competition at risk as fintech lenders potentially slip through the cracks
COVID-19 has thrown up challenges even for the most established capital markets borrowers. The crisis is particularly acute for newer financial institutions with shorter track records and smaller asset books. Government support should help, but a protracted downturn could make survival of the fittest a best-case scenario.
The view from a new height
The Australian securitisation industry and its international participants gathered – in record number – at the Australian Securitisation Forum’s annual conference in Sydney in early December 2024. Discussion topics took in the record year for new issuance, future capacity and alternative funding options, credit risk profiles and the economic outlook, and market function and liquidity.
MyState launches three-year senior FRN deal
Mutual banks use status to confront challenges
Mutual banks are confronting the same challenges as the rest of Australia’s lenders: higher rates leading to borrower stress, accompanied by funding volatility. Speakers at the KangaNews Mutual Sector Wholesale Funding Seminar, which took place in Sydney in June, highlighted the sector’s advantages but acknowledged its headwinds.
Mutual banks: growth, and funding for growth
Australia’s mutual banks are innovating in response to sector-wide issues. Participants at the KangaNews Mutual Sector Wholesale Funding Seminar 2021 – which took place in Sydney in May – discussed an evolving business and funding environment, and how mutual banks can deliver in their areas of competitive advantage.
Mutual banks’ funding evolution
Going into the COVID-19 crisis, the Australian mutual and customer-owned banking sector already faced problems it had been grappling with for years, especially lower-for-longer rates. The industry gathered to discuss funding and capital challenges at a KangaNews event in late February.
