Liberty Financial is a mainstream speciality finance group that champions free thinking. Since 1997, Liberty has helped more than 600,000 customers “get and stay financial”.

Liberty provides a wide range of products and services comprising home, car, commercial, self-managed superannuation fund and personal loans, and investment and deposit products. Liberty also offers consumer loan protection solutions via its group companies LFI Group and ALI Group.

Liberty offers products through mortgage and motor vehicle finance brokers and financial planners, and direct to consumers. Products and services are also distributed through three Liberty owned networks in Australia and New Zealand.

Liberty provides solutions to a wide range of customers, from people who could be serviced by mainstream providers to those who require or are seeking a customised solution. Since its formation, Liberty has consistently applied technological advances to pursue multiple markets through its customised risk management and operational practices.

Customised technology is not only necessary to conduct a diversified finance business but it also enables Liberty to design its financial products and services to evaluate, assess, arrange and manage solutions effectively for customers.

Liberty deploys its own capital in its operations, thereby reducing financial and operating leverage. By aligning its interests with the way its long-term assets perform, Liberty is dedicated to deciphering the fundamental relationship between risk and return. In so doing, the company’s loan performance is best in class.

Liberty has a “strong” servicer ranking from S&P Global Ratings for prime and nonprime mortgages, auto loans and commercial mortgage servicing.

Liberty is listed on the Australian Securities Exchange and is the country’s only investment-grade-rated nonbank issuer (BBB-, outlook positive by S&P). The founding shareholders, who established the business 25 years ago, are still majority shareholders to this day.

The company has established and maintains a flexible, durable and diversified funding programme. It is the only nonbank with a senior-unsecured funding programme. Liberty’s term securitisation programme provides investors the opportunity to buy fixed-income securities in prime and nonconforming RMBS, auto ABS and SME formats.

Liberty has raised more than A$38 billion in domestic and international capital markets across 82 transactions. It has an unblemished track record in the capital markets whereby its rated notes have never been charged off, downgraded or placed on negative watch.

Peter Riedel
Chief Financial Officer
+61 3 8635 8888
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www.liberty.com.au