Hummgroup (formerly flexigroup) is an Australian company listed on the ASX since 2006 with operations spanning more than 30 years. Hummgroup is a diversified financial services company that provides instalment plans, enabling businesses and consumers to make large purchases. With operations across Australia, New Zealand, Ireland, Canada and the UK, hummgroup has more than 2.6 million customers and a receivables book of A$4.2 billion as at 30 June 2023.

Hummgroup’s principal activities include the provision of commercial lending in Australia and New Zealand, point of sale payment plans, Australia cards (humm90®, Lombard and Once) and New Zealand cards (including Farmers Finance Card, Farmers Mastercard®, Q Card, Q Mastercard® and Flight Centre Mastercard®).

Over the course of FY23, hummgroup has strengthened its capital position and funding platform, creating additional capacity through capital market issuance and the expansion of its warehouse funding facilities across senior and mezzanine funding, with more than A$1 billion of new committed warehouse funding introduced over the year.

Hummgroup is an established nonbank issuer across a range of consumer and commercial asset classes in Australia and New Zealand.

In Australia, hummgroup has been a regular ABS issuer under its Flexi ABS, humm ABS and flexicommercial ABS programmes. Hummgroup has played a market-leading role in the green ABS market in Australia over the past seven years. In 2016, it was the first Australian corporate to issue Climate Bond Initiative certified green ABS to fund its solar energy financing business and has since issued more than A$660 million in green ABS across nine transactions. This has included several market-first structures, with green tranches of ABS offered across all ratings levels from triple-A to double-B.

In New Zealand, hummgroup is a frequent issuer under its Q Card Trust programme, the first revolving master trust programme to be established in Australasia. Since 2014, it has issued more than NZ$1.8 billion of ABS under this programme.

Bianca Spata
Group Treasurer
+61 416 062 039
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Denis Novak
Head of Funding – Commercial
+61 0472 836 921
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Elly Ko
Head of Funding – Consumer
+61 430 156 073
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www.shophumm.com/humm-group