Resimac is a leading nonbank financial institution that commenced operations in 1985. It was established by the New South Wales (NSW) state government to service and securitise residential loans for HomeFund, a NSW government housing programme, under the name of FANMAC.

Resimac is an Australian-owned company that has grown immensely and now offers a suite of prime and specialist lending products tailored to the residential market in Australia and New Zealand.

Resimac's assets are originated from a distribution network of online and direct business-to-consumer proprietary channels, aggregators, mortgage managers and retail sources, and through select portfolio acquisitions.

Resimac's asset origination and servicing capabilities are best reflected by the performance of its portfolio, which has default and loss levels well below its peers. Resimac's asset-servicing credentials are recognised by a strong servicer ranking from S&P Global Ratings.

Resimac is an ASX-listed nonbank lender with a nationwide presence. Since its launch, Resimac has grown to become a leading alternative provider of residential mortgage and asset finance products.

Resimac prides itself on its standard of corporate governance practices. It has a highly experienced board with longstanding industry and financial services experience.

Capital market activities are core to Resimac’s enterprise strategy and it remains one of the most prolific Australian nonbank issuers. Resimac was the first Australian RMBS issuer, in 1988, and since then has issued almost A$50 billion equivalent in domestic and offshore deals – including in Europe, the US, the UK and New Zealand.

The Resimac funding programme encompasses short- and long-term funding tenors across four distinct shelves: the Premier, Bastille and RAF ABS programmes, and prime and nonconforming programmes in New Zealand. The various funding sources provide diversification and a global investor base, enabling Resimac to fund its portfolio efficiently.

Warehouse facilities support production and acquisition opportunities while capital market issuance allows Resimac to secure medium-to-long term funding. Resimac maintains strong relationships with a range of domestic and offshore institutional investors, and each asset is underwritten with the end investor in mind.

As part of its diversification strategy, Resimac launched a US 144A programme in 2012 under its Premier shelf and in 2018 under its Bastille shelf. This has allowed it to increase volume and achieve diversification of funding. Since then, Resimac has issued US$10 billion of 144A-compliant US dollar transactions and, in doing so, has developed a broad array of US investors.

Resimac also completed its inaugural yen RMBS issuance in December 2020 and its sterling denominated programme was launched in 2023.

Andrew Marsden
Group Treasurer
+61 2 9248 6507
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Anny Chen 
General Manager Group Treasury 
+61 2 9248 0373
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www.resimac.com.au